by Walter Metzen | Apr 14, 2022 | Filing Bankruptcy in Michigan
The presence of children in a household can make an enormous difference with regard to Chapter 7 bankruptcy eligibility—and to Chapter 13 affordability. This is true in a both a “pro” and “con” sense. First, every parent knows very well the enormous household expense...
by Walter Metzen | May 18, 2021 | Filing Bankruptcy in Michigan
The U.S. Bankruptcy Code states that only a person that resides or has a domicile, a place of business, or property in the United States, or a municipality, may be a debtor in bankruptcy. Does that mean that you must have a physical address to file for Chapter 7 or...
by Walter Metzen | Mar 1, 2021 | Filing Bankruptcy in Michigan
When first meeting with a bankruptcy attorney, it is certain to be in a moment of stress. You have nearly always been provided with a questionnaire to complete for that first consultation meeting. It could be 4 pages long; it could be 20 pages long. It depends on the...
by Walter Metzen | Oct 3, 2020 | Automatic Stay, creditors calling after filing bankruptcy, Filing Bankruptcy in Michigan, Michigan bankruptcy
MICHIGAN CHAPTER 7 & CHAPTER 13 BANKRUPTCY: THE DISCHARGE INJUNCTION The discharge of debt received at the end of a successful Chapter 7 or Chapter 13 bankruptcy proceeding is one of the most powerful civil remedies available under US law. The “bankruptcy...
by Walter Metzen | Sep 17, 2020 | Chapter 13 Bankruptcy, Filing Bankruptcy in Michigan, Foreclosure
CHAPTER 13 BANKRUPTCY: NOT THE LEAST OF EVILS Chapter 13 bankruptcy has a bad reputation. It’s the form of consumer bankruptcy you have to file if you fail the so-called Means Test. It’s the form of bankruptcy in which you have to repay some of what is owed to...
by Walter Metzen | Sep 10, 2020 | Chapter 13 Bankruptcy, Chapter 7 Bankruptcy, Discharge of debt in bankruptcy, disclosing assets in bankruptcy, Filing Bankruptcy in Michigan
DENIAL OF DISCHARGE IN MICHIGAN BANKRUPTCY: WATCH YOUR STEP It is the goal of a Chapter 7 or Chapter 13 bankruptcy to obtain a discharge of one’s debts. The “discharge” is a sort of “master injunction” under Federal law, by way of the US Bankruptcy Code, that...
