by Walter Metzen | Mar 1, 2021 | Filing Bankruptcy in Michigan
When first meeting with a bankruptcy attorney, it is certain to be in a moment of stress. You have nearly always been provided with a questionnaire to complete for that first consultation meeting. It could be 4 pages long; it could be 20 pages long. It depends...
by Walter Metzen | Oct 3, 2020 | Automatic Stay, Filing Bankruptcy in Michigan, Michigan bankruptcy
MICHIGAN CHAPTER 7 & CHAPTER 13 BANKRUPTCY: THE DISCHARGE INJUNCTION The discharge of debt received at the end of a successful Chapter 7 or Chapter 13 bankruptcy proceeding is one of the most powerful civil remedies available under US law. The...
by Walter Metzen | Sep 17, 2020 | Chapter 13 Bankruptcy, Filing Bankruptcy in Michigan, Foreclosure, Uncategorized
CHAPTER 13 BANKRUPTCY: NOT THE LEAST OF EVILS Chapter 13 bankruptcy has a bad reputation. It’s the form of consumer bankruptcy you have to file if you fail the so-called Means Test. It’s the form of bankruptcy in which you have to repay some of what is owed to...
by Walter Metzen | Sep 10, 2020 | Chapter 13 Bankruptcy, Chapter 7 Bankruptcy, Detroit Bankruptcy Blog, disclosing assets in bankruptcy, Filing Bankruptcy in Michigan
DENIAL OF DISCHARGE IN MICHIGAN BANKRUPTCY: WATCH YOUR STEP It is the goal of a Chapter 7 or Chapter 13 bankruptcy to obtain a discharge of one’s debts. The “discharge” is a sort of “master injunction” under Federal law, by way of the US Bankruptcy Code, that...
by Walter Metzen | Jul 24, 2020 | Detroit Bankruptcy Lawyer, Filing Bankruptcy in Michigan, Michigan Bankruptcy Attorney
When a creditor is owed money by a debtor (or claims to) and the debtor files for Chapter 7 or Chapter 13 bankruptcy, the creditor retains legal rights within the bankruptcy process. The foremost of these rights is to make itself and its claim known to the...
by Walter Metzen | Jul 20, 2020 | Bankruptcy, Chapter 13 Bankruptcy, Chapter 7 Bankruptcy, Filing Bankruptcy in Michigan
One of the ways a judgment creditor in Michigan can execute a State court money judgment is to record what is called a “judgment lien” on real estate or other property owned by the debtor. A judgment lien is an encumbrance on the property just like a mortgage or...
