by Walter Metzen | Apr 24, 2015 | Automatic Stay, Bankruptcy
One of the most powerful protections triggered when you file a bankruptcy petition is the automatic stay. Within seconds of me pressing a button on my computer to file a client’s bankruptcy case electronically with the bankruptcy court here in Detroit, a case number...
by Walter Metzen | Jan 15, 2014 | Chapter 13 Bankruptcy, Chapter 7 Bankruptcy, Detroit Bankruptcy attorney, Detroit Bankruptcy Blog, Detroit Bankruptcy Lawyer, filing bankruptcy in Michigan
Bankruptcy Credit counseling: What is it and why do you need to do it? I first started practicing bankruptcy law in Michigan in the early 1990’s. Back then it was easier and less expensive to file a bankruptcy case for my typical client. The only...
by Walter Metzen | Jan 13, 2014 | Detroit Bankruptcy Blog, Detroit Bankruptcy Lawyer, filing bankruptcy in Michigan, Michigan Bankruptcy Attorney
Michigan Bankruptcy Attorney Walter Metzen, Board Certified in Consumer Bankruptcy Law Michigan The practice Consumer Bankruptcy in Michigan is a complicated and demanding area of law. Usually, when bankruptcy case is filed, it is the culmination of some unforeseen...
by Walter Metzen | Jan 9, 2014 | Chapter 13 Bankruptcy, Chapter 7 Bankruptcy, Detroit Bankruptcy attorney, Detroit Bankruptcy Blog, disclosing assets in bankruptcy, Michigan Bankruptcy Attorney
Can you blame your bankruptcy lawyer if an asset is left off your bankruptcy petition? The short answer is yes, you can blame your lawyer, but ultimately you are responsible for properly listing and disclosing assets in your bankruptcy schedules, so unless your...
by Walter Metzen | Dec 18, 2013 | Detroit Bankruptcy attorney, Detroit Bankruptcy Blog, Detroit Bankruptcy Lawyer, filing bankruptcy in Michigan, Michigan Bankruptcy Attorney
How to maximize your chances for success in a Chapter 13 Bankruptcy case For consumers, there are basically two Chapters of bankruptcy from which to choose, either Chapter 7 or Chapter 13 bankruptcy. Most of the cases that I file, approximately 75%, are Chapter 7...
by Walter Metzen | Dec 10, 2013 | Credit Card Debt, Credit Score, filing bankruptcy in Michigan, Life After Bankruptcy
I recently filed bankruptcy in Michigan. How do I get a credit card?One of the most common questions I get while counseling one of my bankruptcy client’s is “I need a credit card, I’d like to keep at least one of my credit cards after filing. Can I keep one of them?” ...
by Walter Metzen | Dec 9, 2013 | Chapter 13 Bankruptcy, Chapter 7 Bankruptcy, Detroit Bankruptcy attorney, Detroit Bankruptcy Blog, Detroit Bankruptcy Lawyer, filing bankruptcy in Michigan, Michigan Bankruptcy Attorney
How will bankruptcy affect my spouse’s debt or credit report? The general rule is that each person’s debt in a marriage is their own. You do not automatically become liable for your wife’s or husband’s debt when you are married. People are generally responsible for...
by Walter Metzen | Dec 6, 2013 | Chapter 13 Bankruptcy, Chapter 7 Bankruptcy, Detroit Bankruptcy attorney, Detroit Bankruptcy Blog, Detroit Bankruptcy Lawyer, filing bankruptcy in Michigan, Michigan Bankruptcy Attorney
Filing Bankruptcy in Michigan: 3 Tips to Pick the Right Michigan Bankruptcy Attorney If you are considering filing a bankruptcy petition in Michigan, whether it be a Chapter 7 or a Chapter 13 case, be sure to find an experienced bankruptcy attorney to help you...
by Walter Metzen | Dec 4, 2013 | Chapter 13 Bankruptcy, Chapter 7 Bankruptcy, Detroit Bankruptcy attorney, Detroit Bankruptcy Blog, Michigan Bankruptcy Attorney
How to Improve Your Credit Score After Filing Bankruptcy in Michigan In my 20+years of practice as a Michigan bankruptcy lawyer, one of the most common questions or concerns I get from my clients is “How can I improve my credit score after filing bankruptcy?” and...
by Walter Metzen | Dec 2, 2013 | Chapter 13 Bankruptcy, Chapter 7 Bankruptcy, Detroit Bankruptcy attorney, Detroit Bankruptcy Blog, Michigan Bankruptcy Attorney, Reaffirmation agreements
Credit Unions and Bankruptcy in Michigan As a Michigan bankruptcy attorney, I have noticed that my bankruptcy clients love their credit unions. They often have been with the credit union a long time and may even have developed some personal...
