by Walter Metzen | Sep 26, 2024 | Uncategorized
As the NFL season kicks off, a disturbing trend is emerging in states where sports betting is legal. A recent Bloomberg Law article highlights the alarming rise of bankruptcies in these regions, with Detroit-based bankruptcy attorney Walter Metzen weighing in...
by Walter Metzen | Jan 19, 2024 | Sued by Credit Acceptance Corporation
I have been practicing consumer bankruptcy in the Metro Detroit area for over 30 years. One of the most common reasons that I see for people having to file bankruptcy is when their wages are being garnished for a balance owed to Credit Acceptance Corporation for a...
by Walter Metzen | Oct 3, 2023 | 341 Meeting of Creditors, Zoom Bankruptcy Hearings
After more than 3 1/2 years since the Coronavirus Pandemic forced the Bankruptcy Court to stop in-person Bankruptcy hearings, the Office of the United States Trustee has officially made Zoom .341 Meeting of Creditors permanent. Click here for detailed instructions...
by Walter Metzen | Sep 20, 2023 | Documents needed to File a Bankruptcy in Michigan
Filing for bankruptcy is a significant financial decision that can offer a fresh start to individuals and businesses struggling with overwhelming debt. To navigate the complex bankruptcy process successfully, it is essential to have a skilled bankruptcy attorney by...
by Walter Metzen | Sep 1, 2023 | Documents needed to File a Bankruptcy in Michigan
A vehicle title is just one of many documents that you will need to provide to your Trustee in a Chapter 7 bankruptcy case. It may be, however, that you have lost yours. Or purchased your vehicle outside of Michigan. Or aren’t sure if you ever had a copy to begin...
by Walter Metzen | Aug 24, 2023 | fraudulent transfers to insider in bankruptcy
Helping family members in need is the most instinctual act imaginable. If your grandmother needs a little financial help every month to buy groceries or pay her electric bill, why wouldn’t you help out if you can? Or even if, strictly speaking, you can’t? That is, you...
by Walter Metzen | Aug 11, 2023 | Student loans and Bankruptcy
The question of how student loans are treated in Chapter 13 bankruptcy is a long and unfortunate tale. Bankruptcy generally has been an imperfect solution to creditor collections for student loan debt. This has been particularly true since Congress enacted the BAPCPA...
by Walter Metzen | Aug 1, 2023 | Divorce and Bankruptcy
Divorce is a complex and emotionally draining process. When bankruptcy enters the picture, it can add a whole new layer of confusion and concern. This is especially true when you thought your divorce was over and done with, all disputes settled and all properties...
by Walter Metzen | Jul 20, 2023 | credit report and bankruptcy
Can a Michigan Chapter 7 or Chapter 13 bankruptcy filing be removed from your credit report? This is a common question asked by many who inquire about the bankruptcy process. In fact, it is almost too common a question in the sense that it illustrates the...
by Walter Metzen | Jul 14, 2023 | Millennials and Bankruptcy
If you are a parent of a young person entering college or otherwise starting out in the world, it is important to understand that the economic landscape is different than it was 20 years ago. In particular, you need to understand that the trite maxims and fortune...
