by Walter Metzen | Jan 9, 2025 | Surrendering your home in bankruptcy
When you file for bankruptcy and decide to “surrender” your home, many people assume that surrendering the property means they no longer have any obligations or ties to it-that they are simply “walking away”. They mistakenly believe that the...
by Walter Metzen | Jan 9, 2025 | Surrendering your home in bankruptcy
If you’re considering bankruptcy as a way to relieve financial stress, one of the most pressing questions you may have is about what happens to your home. For many individuals facing overwhelming debt, surrendering a home in bankruptcy may seem like the only...
by Walter Metzen | Jan 6, 2025 | Gambling Debt and bankruptcy in Michigan
As an experienced bankruptcy attorney, I get a lot of questions from clients about what debts they can discharge in bankruptcy. One of the most common questions I receive centers around gambling debts: “Can gambling debts be wiped out in bankruptcy?” In...
by Walter Metzen | Dec 20, 2024 | Michigan Bankruptcy Exemptions, New Bankruptcy Law in Michigan
As a Michigan bankruptcy attorney, I’ve seen firsthand the impact that state-level legislation can have on individuals and businesses struggling with financial difficulties. Recently, the Michigan legislature passed House Bill No. 4901 , which is set to become law...
by Walter Metzen | Dec 12, 2024 | Documentation needed to file bankruptcy, Documents needed to File a Bankruptcy in Michigan, How to Obtain Vehicle Electronic or E-titles from the Michigan Secretary of State
Why Does the Chapter 7 Trustee Need My Vehicle Title? The Chapter 7 Trustee is obligated to perform his or her duties with due diligence. This means that the Trustee is obligated to disbelieve everything you write in your bankruptcy petition and schedules. If you list...
by Walter Metzen | Dec 11, 2024 | Documentation needed to file bankruptcy
In recent years, my Bankruptcy Office has seen an alarming rise in fraudulent activity involving fake businesses being listed on federal income tax returns. This trend is part of a broader scheme where individuals attempt to inflate their income or deductions to...
by Walter Metzen | Dec 10, 2024 | 341 Meeting of Creditors, Documentation needed to file bankruptcy, Documents needed to File a Bankruptcy in Michigan
If you’ve recently filed for bankruptcy or are considering it, you may be wondering why your bankruptcy trustee needs access to your income tax returns. This is a common question, and it’s important to understand why these documents are critical to the process. As an...
by Walter Metzen | Sep 26, 2024 | Uncategorized
As the NFL season kicks off, a disturbing trend is emerging in states where sports betting is legal. A recent Bloomberg Law article highlights the alarming rise of bankruptcies in these regions, with Detroit-based bankruptcy attorney Walter Metzen weighing in...
by Walter Metzen | Jan 19, 2024 | Sued by Credit Acceptance Corporation
I have been practicing consumer bankruptcy in the Metro Detroit area for over 30 years. One of the most common reasons that I see for people having to file bankruptcy is when their wages are being garnished for a balance owed to Credit Acceptance Corporation for a...
by Walter Metzen | Oct 3, 2023 | 341 Meeting of Creditors, Zoom Bankruptcy Hearings
After more than 3 1/2 years since the Coronavirus Pandemic forced the Bankruptcy Court to stop in-person Bankruptcy hearings, the Office of the United States Trustee has officially made Zoom .341 Meeting of Creditors permanent. Click here for detailed instructions...
