by Walter Metzen | Jan 5, 2023 | filing personal bankruptcy
Before filing bankruptcy, many Michigan consumers attempt alternative methods of debt repayment. For some, these attempts are successful. A Chapter 7 or Chapter 13 bankruptcy filing is avoided, and all is well. For others, debt repayment techniques such as the...
by Walter Metzen | Dec 23, 2022 | Student loans and Bankruptcy
Discharging student loans in Michigan bankruptcy is one of the most confusing and frustrating subjects that we discuss with potential clients. This is because it is both true and also not true that you cannot discharge student loans in bankruptcy. What do we mean by...
by Walter Metzen | Dec 16, 2022 | personal bankruptcy in Michigan
Yes, it is possible to appeal a decision of the Bankruptcy Court. However, if you had the impression that filing for Chapter 7 or Chapter 13 bankruptcy in Michigan is simple form-filling, you may be surprised to learn that the Bankruptcy Court issues decisions...
by Walter Metzen | Dec 12, 2022 | PPP loans in bankruptcy
Allegations of PPP fraud have begun to creep into the legal landscape in the United States. This means that, sooner or later, issues related to this Federal criminal charge will arise in the context of Chapter 7 and Chapter 13 bankruptcy as well. This Article...
by Walter Metzen | Nov 18, 2022 | chapter 13 bankruptcy, Uncategorized
In our last blog post, we introduced the topic of things that can go wrong during a Chapter 13 bankruptcy. In that post, we discussed the first 5 of the Top 10 things that can go wrong in Chapter 13. We also discussed the Chapter 13 bankruptcy process generally, as a...
by Walter Metzen | Nov 16, 2022 | chapter 13 bankruptcy
A Chapter 13 bankruptcy is a complicated machine with many moving parts. Some depend upon you, the person filing the case in need of debt relief. Other of those moving parts depend entirely upon third parties over whom neither you nor your bankruptcy attorney...
by Walter Metzen | Nov 4, 2022 | Filing Bankruptcy in Michigan
One of the most pervasive myths about bankruptcy in Michigan is that you can be sent to jail for unpaid debt. Debt collectors who call and threaten you with jail time or who send you a “warning letter” in the mail threatening jail for unpaid debt do so in...
by Walter Metzen | Oct 26, 2022 | Filing Bankruptcy in Michigan
Filing bankruptcy with income or debt earned from the marijuana or cannabis business is tricky. On one hand, such business is now legal under Michigan law. On the other hand, marijuana and cannabis remain regulated as a Schedule I drug. That is, the marijuana business...
by Walter Metzen | Oct 24, 2022 | 341 Meeting of Creditors, bankruptcy meeting of creditors
The 341 Meeting of Creditors does not have to be the most stressful part of your Michigan Chapter 7 or Chapter 13 bankruptcy case. However, for many, it is exactly that. Generally speaking, you will find the 341 Meeting of Creditors process to be more dull than...
by Walter Metzen | Sep 29, 2022 | Filing Bankruptcy in Michigan
Your Social Security Number should be kept confidential by all parties in your Michigan Chapter 7 or Chapter 13 bankruptcy case. However, it is not always the case that this is so. This Article will describe your obligation to provide and disclose your Social...