by Walter Metzen | Oct 20, 2020 | Bankruptcy, Documents needed to File a Bankruptcy in Michigan, filing bankruptcy in Michigan
BANKRUPTCY, DOCUMENTATION, AND THE DEBTOR’S DUTY TO COOPERATE “Why do I have to give you all of these documents?” is one of the most common questions that consumer bankruptcy attorneys hear from their clients. What documents? In a Chapter 7 or...
by Walter Metzen | Aug 24, 2020 | Automatic Stay, Bankruptcy, DTE Energy and bankruptcy, Life After Bankruptcy
DTE ENERGY UTILITY BALANCES IN MICHIGAN BANKRUPTCY DTE Energy and other utility balances are low priority, unsecured debts in a Chapter 7 or Chapter 13 bankruptcy proceeding, unless you have paid a security deposit to open the service account. That means...
by Walter Metzen | Aug 12, 2020 | Bankruptcy, Chapter 13 Bankruptcy, Chapter 7 Bankruptcy, filing bankruptcy in Michigan, restore Michigan driver's license with Bankruptcy filing
BANKRUPTCY AND MICHIGAN DRIVERS LICENSE RESTORATION One of the great advantages of filing a Chapter 7 or Chapter 13 bankruptcy in Michigan is that it will often allow you to restore your suspended driver’s license. It is important to remember, however, that...
by Walter Metzen | Jul 29, 2020 | Bankruptcy, Michigan Bankruptcy Attorney
PERSONAL INJURY LAWSUITS: JUST ANOTHER UNSECURED DEBT (MOST OF THE TIME) Personal injury complaints or judgments filed in Michigan State courts are generally dischargeable in Chapter 7 or Chapter 13 bankruptcies. Although many TV commercials aired by many...
by Walter Metzen | Jul 20, 2020 | Bankruptcy, Chapter 13 Bankruptcy, Chapter 7 Bankruptcy, Filing Bankruptcy in Michigan
One of the ways a judgment creditor in Michigan can execute a State court money judgment is to record what is called a “judgment lien” on real estate or other property owned by the debtor. A judgment lien is an encumbrance on the property just like a mortgage or...
by Walter Metzen | Jul 9, 2020 | Automatic Stay, Bankruptcy, Chapter 13 Bankruptcy, Chapter 7 Bankruptcy, filing bankruptcy in Michigan
The filing of a Chapter 7 or Chapter 13 bankruptcy brings with it many benefits. The most immediate of these is the activation of a Federal injunction called the “automatic stay against collections.” The automatic stay requires that all creditors cease and desist any...
