by Walter Metzen | Jan 4, 2021 | credit repair and bankruptcy, Credit Score
There is no shortage of signage around Metro Detroit offering to “repair” your credit for a low, flat fee. On highway embankments, hand-scrawled on cardboard in aging office building windows, cluttering Craigslist … If these advertisements are correct, making negative...
by Walter Metzen | Dec 29, 2020 | cosigners and bankruptcy, Credit Score
The question of how filing for Chapter 7 or Chapter 13 bankruptcy will affect one’s credit score is possibly the most common question potential filers pose to bankruptcy attorneys. Possibly, this question is posited even more frequently than the question of whether or...
by Walter Metzen | Oct 7, 2020 | Credit Score, Life After Bankruptcy
MICHIGAN CHAPTER 7 & CHAPTER 13 BANKRUPTCY: POST-DISCHARGE CREDIT REPORTING The legislative purpose of Chapter 7 and Chapter 13 bankruptcy is to give an honest debtor a fresh start. However, what does and does not constitute a “fresh start” is unfortunately...
by Walter Metzen | Dec 10, 2013 | credit card after filing bankruptcy, Credit Card Debt, Credit Score, filing bankruptcy in Michigan, Life After Bankruptcy
I recently filed bankruptcy in Michigan. How do I get a credit card? One of the most common questions I get while counseling one of my bankruptcy client’s is “I need a credit card, I’d like to keep at least one of my credit cards after filing. Can I keep one of...
by Walter Metzen | Dec 4, 2013 | Chapter 13 Bankruptcy, Chapter 7 Bankruptcy, Credit Score, Detroit Bankruptcy attorney, Improve credit score after bankruptcy
How to Improve Your Credit Score After Filing Bankruptcy in Michigan In my 28+years of practice as a Michigan bankruptcy lawyer, one of the most common questions or concerns I get from my clients is “How can I improve my credit score after filing bankruptcy?” and...
