Board Certified Michigan Consumer Bankruptcy Specialist

I filed Bankruptcy before. When can I File Again?

  Although the vast majority of my clients file only one bankruptcy in their lives, sometimes lighting strikes twice and people find themselves with overwhelming financial pressures again years after a previous bankruptcy.   If a previous bankruptcy case has been filed in Michigan or any other state in the country, and you received a court […]

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Should you sign a reaffirmation agreement for your car after you file a bankruptcy in Michigan.

  What is a reaffirmation agreement in bankruptcy?   A reaffirmation agreement is a legally binding contract between you and one of your creditors that you sign during your bankruptcy case. The agreement is filed with the bankruptcy court and results in that debt surviving your bankruptcy as though you had never filed. It’s generally […]

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The Bankruptcy Discharge? Just what Debts get Discharged?

Why are you filing bankruptcy? As a Detroit bankruptcy attorney, this is one of the first questions I ask a client when they come in for their initial bankruptcy consultation. The typical answer that I get in response is “because I cannot afford to pay my creditors”.  But just what is the goal in a […]

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Which Bankruptcy Chapter is right for me? Chapter 7 or Chapter 13?

For the average consumer, there are basically these two chapters available.  Chapter 7 is the most common and in the typical case, you (and your spouse if you are married and file jointly) will keep all of your property while wiping out (getting a court ordered discharge) of most of your debt (credit cards, medical and utility […]

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About The Author

Walter A. Metzen's Profile Image Walter A. Metzen

(313) 962-4656

(888) 777-FILE or (888) DEBTGONE

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Recent Posts

Payday Loan Collection Scams
Cross Collateralization of Credit Union Loans in Bankruptcy

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