by Walter Metzen | Aug 24, 2020 | Automatic Stay, Bankruptcy, DTE Energy and bankruptcy, Life After Bankruptcy
DTE ENERGY UTILITY BALANCES IN MICHIGAN BANKRUPTCY DTE Energy and other utility balances are low priority, unsecured debts in a Chapter 7 or Chapter 13 bankruptcy proceeding, unless you have paid a security deposit to open the service account. That means...
by Walter Metzen | Jul 9, 2020 | Automatic Stay, Bankruptcy, Chapter 13 Bankruptcy, Chapter 7 Bankruptcy, filing bankruptcy in Michigan
The filing of a Chapter 7 or Chapter 13 bankruptcy brings with it many benefits. The most immediate of these is the activation of a Federal injunction called the “automatic stay against collections.” The automatic stay requires that all creditors cease and desist any...
by Walter Metzen | Jul 7, 2020 | Automatic Stay, Bankruptcy, Chapter 13 Bankruptcy, Chapter 7 Bankruptcy, Michigan Bankruptcy Attorney, Wage Garnishments
Nothing inspires people to consider filing for bankruptcy than the threat of a garnishment. The possibility of losing 25% of your paycheck to a judgment creditor is more than any average household budget can bear. What if the garnishment has already...
by Walter Metzen | Jun 24, 2020 | Automatic Stay, Bankruptcy, filing bankruptcy in Michigan
The discharge of Federal or Michigan state tax debt is a puzzling question for most consumers and even many bankruptcy attorneys. It is a mistake to assume that it can be discharged in bankruptcy, but it is also a mistake to presume that it cannot. It is also a...
by Walter Metzen | Apr 30, 2015 | Automatic Stay, Bankruptcy, Chapter 13 Bankruptcy, Chapter 7 Bankruptcy, Detroit Bankruptcy Blog, Discharging Taxes in Bankruptcy
What is the Bankruptcy Discharge and how will the discharge affect me? The primary objective when most people file bankruptcy is to be relieved of their overwhelming debt burden. This is accomplished by Federal court order. After the bankruptcy case is filed and the...
by Walter Metzen | Apr 24, 2015 | Automatic Stay, Bankruptcy, Chapter 7 Bankruptcy, Detroit Bankruptcy attorney, Detroit Bankruptcy Lawyer, Filing Bankruptcy in Michigan
One of the most powerful protections triggered when you file a bankruptcy petition is the automatic stay. Within seconds of me pressing a button on my computer to file a client’s bankruptcy case electronically with the bankruptcy court here in Detroit, a case number...
