by Walter Metzen | Nov 8, 2019 | Detroit Bankruptcy Lawyer, How to make Chapter 13 plan payments
A Chapter 13 bankruptcy proceeding differs from a Chapter 7 bankruptcy in that, instead of discharging your (dischargeble) debt entirely, the process requires that you pay something back to your creditors, depending upon your monthly average income after necessary...
by Walter Metzen | Dec 18, 2017 | Cross Collateralization of Credit Union Loans in Bankruptcy, filing bankruptcy in Michigan
When I was in law school, my legal writing professor was a strong proponent of getting away from archaic legal terminology or “lawyerisms” and instead using simple words that the general population, namely our non-lawyer clients, can understand. Unfortunately,...
by Walter Metzen | Apr 24, 2015 | Automatic Stay, Bankruptcy, Chapter 7 Bankruptcy, Detroit Bankruptcy attorney, Filing Bankruptcy in Michigan
One of the most powerful protections triggered when you file a bankruptcy petition is the automatic stay. Within seconds of me pressing a button on my computer to file a client’s bankruptcy case electronically with the bankruptcy court here in Detroit, a case number...
by Walter Metzen | Jan 15, 2014 | Chapter 13 Bankruptcy, Chapter 7 Bankruptcy, credit counseling briefing before filing bankruptcy, Detroit Bankruptcy Blog, Detroit Bankruptcy Lawyer, filing bankruptcy in Michigan
Bankruptcy Credit counseling: What is it and why do you need to do it? I first started practicing bankruptcy law in Michigan in the early 1990’s. Back then it was easier and less expensive to file a bankruptcy case for my typical client. The only drawback was...
by Walter Metzen | Jan 13, 2014 | Detroit Bankruptcy Blog, Detroit Bankruptcy Lawyer, filing bankruptcy in Michigan, Michigan Bankruptcy Attorney
Michigan Bankruptcy Attorney Walter Metzen, Board Certified in Consumer Bankruptcy Law Michigan The practice Consumer Bankruptcy in Michigan is a complicated and demanding area of law. Usually, when bankruptcy case is filed, it is the culmination of some unforeseen...
by Walter Metzen | Jan 9, 2014 | Chapter 13 Bankruptcy, Chapter 7 Bankruptcy, Detroit Bankruptcy attorney, disclosing assets in bankruptcy
Can you blame your bankruptcy lawyer if an asset is left off your bankruptcy petition? The short answer is yes, you can blame your lawyer, but ultimately you are responsible for properly listing and disclosing assets in your bankruptcy schedules, so unless your...